:root{
  --navy:#12355F; --navy-2:#1D4E89; --ink:#1B2430; --muted:#5B6878;
  --line:#E3E7EC; --bg:#F6F8FA; --white:#fff;
  --volt:#E07A3A; --volt-ink:#FFFFFF; --ok:#1E8E5A; --err:#C0392B;
  --r:14px; --shadow:0 10px 30px rgba(14,27,44,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--volt);margin-bottom:.8em}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;border:0;border-radius:10px;padding:14px 22px;font:inherit;font-weight:700;cursor:pointer;text-decoration:none;transition:transform .08s,box-shadow .2s,background .2s}
.btn:active{transform:translateY(1px)}
.btn-volt{background:var(--volt);color:var(--volt-ink);box-shadow:0 6px 18px rgba(224,122,58,.35)}
.btn-volt:hover{background:#CC6828}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-block{width:100%}

/* header */
.top{position:sticky;top:0;z-index:20;background:#fff;color:var(--ink);border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(18,53,95,.06)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.15rem;text-decoration:none;color:#fff}
.logo svg{width:30px;height:30px}
.logo b{color:var(--volt)}
.top nav{display:flex;gap:22px;align-items:center}
.top nav a{text-decoration:none;color:#33445A;font-weight:600;font-size:.95rem}
.top nav a:hover{color:var(--navy-2)}
.top .btn{padding:10px 16px;font-size:.92rem}
.top nav a.btn{color:var(--volt-ink)}
.sticky-cta.hide{display:none!important}
@media(max-width:820px){.top nav a.nl{display:none}}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(224,122,58,.22),transparent 60%),linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:56px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;grid-template-areas:"intro card" "details card";column-gap:48px;row-gap:0;align-items:start}
.hero .intro{grid-area:intro}.hero .details{grid-area:details}.hero .card{grid-area:card;grid-row:1 / span 2}
.hero p.lead{font-size:1.15rem;color:#C9D3DF;max-width:34em}
.ticks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.ticks li{display:flex;gap:10px;align-items:flex-start;color:#E6ECF2}
.ticks svg{flex:0 0 20px;margin-top:3px}
.area{margin-top:26px;font-size:.92rem;color:#9FB0C3}
.area b{color:#fff}
@media(max-width:920px){.hero .wrap{grid-template-columns:1fr;grid-template-areas:"intro" "card" "details";row-gap:22px}.hero .card{grid-row:auto}.hero{padding:28px 0 44px}.hero p.lead{font-size:1.02rem;margin-bottom:0}.hero h1{font-size:1.85rem}.card{padding:20px}}

/* form card */
.card{background:#fff;color:var(--ink);border-radius:18px;box-shadow:var(--shadow);padding:26px}
.card h2{font-size:1.4rem;margin-bottom:.2em}
.card .sub{color:var(--muted);font-size:.95rem;margin-bottom:16px}
.progress{height:6px;background:var(--line);border-radius:6px;overflow:hidden;margin:6px 0 18px}
.progress span{display:block;height:100%;width:25%;background:var(--volt);transition:width .25s}
.step{display:none}
.step.on{display:block}
.no-js .step{display:block}
.q{font-weight:700;margin:4px 0 10px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px}
.opts.one{grid-template-columns:1fr}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;cursor:pointer}
.opt span{display:flex;align-items:center;gap:8px;min-height:52px;padding:10px 14px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:.95rem;background:#fff;transition:border-color .15s,background .15s}
.opt input:checked+span{border-color:var(--volt);background:#FDF0E7}
.opt input:focus-visible+span{outline:3px solid #9CC2FF;outline-offset:2px}
label.f{display:block;font-weight:600;font-size:.9rem;margin:0 0 6px}
input.t,select.t{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;font:inherit;font-size:1rem;background:#fff;margin-bottom:14px}
input.t:focus,select.t:focus{outline:none;border-color:#7AA7E8;box-shadow:0 0 0 3px rgba(122,167,232,.25)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:420px){.opts{grid-template-columns:1fr}.row2{grid-template-columns:1fr}}
.nav-btns{display:flex;gap:10px;margin-top:4px}
.nav-btns .back{background:var(--bg);color:var(--ink)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.78rem;color:var(--muted);margin:4px 0 14px;line-height:1.45}
.consent input{margin-top:3px;flex:0 0 auto;width:18px;height:18px}
.err{color:var(--err);font-size:.88rem;font-weight:600;min-height:1.2em;margin:-4px 0 10px}
.secure{display:flex;gap:6px;align-items:center;justify-content:center;font-size:.8rem;color:var(--muted);margin-top:12px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* sections */
section{padding:72px 0}
section.alt{background:var(--bg)}
.head{max-width:640px;margin-bottom:36px}
.head p{color:var(--muted);font-size:1.05rem}
.head .eyebrow{color:#C9611F}
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.g3,.g4{grid-template-columns:1fr}}
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;gap:6px}
.svc .ic{width:44px;height:44px;border-radius:10px;background:#E8EFF8;display:grid;place-items:center;margin-bottom:8px}
.svc .ic svg{width:24px;height:24px}
.svc p{color:var(--muted);font-size:.95rem;margin:0}
.svc a{margin-top:auto;padding-top:10px;font-weight:700;font-size:.92rem;text-decoration:none;color:#C9611F}
.svc a:hover{text-decoration:underline}

.steps{counter-reset:s}
.stp{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.stp::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--volt);font-weight:800;margin-bottom:12px}
.stp p{color:var(--muted);margin:0}

.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.signs{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.signs li{display:flex;gap:12px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-weight:600}
.signs li span{color:#C9611F}
.callout{background:var(--navy);color:#fff;border-radius:18px;padding:30px}
.callout p{color:#C9D3DF}
.callout .brands{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0 18px}
.callout .brands span{background:rgba(224,122,58,.16);color:var(--volt);border:1px solid rgba(224,122,58,.35);padding:6px 10px;border-radius:999px;font-size:.85rem;font-weight:700}

.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-size:1.3rem;line-height:1;color:#C9611F}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);margin:10px 0 0}

.cta{background:linear-gradient(135deg,var(--navy),#1F3656);color:#fff;text-align:center}
.cta p{color:#C9D3DF}

footer{background:#0E2A4C;color:#8FA0B4;padding:40px 0 28px;font-size:.88rem}
footer .cols{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;margin-bottom:22px}
footer a{color:#C9D3DF;text-decoration:none}
footer a:hover{color:#fff}
footer .links{display:flex;gap:18px;flex-wrap:wrap}
footer .disc{border-top:1px solid rgba(255,255,255,.08);padding-top:18px;font-size:.8rem;line-height:1.6}

.sticky-cta{display:none}
@media(max-width:920px){
  .sticky-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(14,27,44,.96);backdrop-filter:blur(6px)}
  body{padding-bottom:76px}
}

/* legal + thank you */
.page{padding:56px 0 80px}
.page .wrap{max-width:820px}
.page h1{font-size:2rem}
.page h2{font-size:1.25rem;margin-top:1.6em}
.page p,.page li{color:#3A4654}
.ty{text-align:center;padding:80px 0}
.ty .badge{width:72px;height:72px;border-radius:50%;background:#E7F6EE;display:grid;place-items:center;margin:0 auto 18px}
.ty .ref{display:inline-block;background:var(--bg);border:1px dashed var(--line);border-radius:8px;padding:6px 12px;font-family:ui-monospace,Menlo,monospace;font-size:.9rem;margin:6px 0 18px}
.ty ol{text-align:left;max-width:460px;margin:24px auto;color:var(--muted)}

.logo .lb{width:36px;height:auto}.logo .lw{height:22px;width:auto}
footer .logo .lb{width:30px}.logo{gap:10px}
@media(max-width:420px){.logo .lw{height:18px}}
.logo .lf{height:44px;width:auto}
footer .logo{background:#fff;border-radius:10px;padding:6px 10px}
footer .logo .lf{height:34px}
@media(max-width:420px){.logo .lf{height:36px}}
.logo .lb{width:40px;height:auto}.logo .lw{height:24px;width:auto}
footer .logo .lb{width:32px}footer .logo .lw{height:19px}
@media(max-width:420px){.logo .lb{width:34px}.logo .lw{height:19px}}